CA mortgages : CA mortgage rates and home loans

The market heats up...and we are ready!

ADVANTAGE  has the lowest rates, lowest costs, fastest service!
Investment property or principal residence!

Condos!    Cash Out Refinance!

Loans to $729,000!   1-4 Units!
No Penalties!     Interest Only!

Todays Average Rates (Bankrate.com) / Last Week / Advantage*

30 Yr Fixed Rate Loans 5.02% / 5.06% / 4.92%

30 Yr Fixed Jumbo Loans 5.81% / 5.83% / 5.69%

15 Yr Fixed Rate Loans 4.38% / 4.36% / 4.25%

1 Yr Adjustable Loans 3.29% / 3.30% / 3.16%

3 Yr Fixed Rate Loans 4.38% / 4.39% / 4.25%

5 Yr Fixed Rate Loans 3.89% / 3.92% / 3.75%

*80%LTV, 740Fico, Purchase/Rate&Term, $417,000, 15 day pricing

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Why Joyce? Why Advantage?

$8000 First Time Homebuyers Credit ... buy by April 30th!

First-Time Home Buyers
A tax credit of up to $8,000 is available for first-time home buyers purchasing on or after January 1, 2009 and on or before April 30, 2010*. Read the FAQ provided by the National Association of Home Builders here. www.federalhousingtaxcredit.com/faq1.php

Repeat Home Buyers
A tax credit of up to $6,500 is also available for repeat home buyers who have owned a home for five consecutive years out of the prior eight years. The repeat home buyer tax credit applies to houses sold after November 6, 2009 and on or before April 30, 2010*. Read the FAQ provided by the National Association of Home Builders here. www.federalhousingtaxcredit.com/faq2.php

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Advantage Property & Finance Group PO Box 424 16822 Pacific Coast Hwy St.G Sunset Beach, CA 90742

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